Owning a static caravan is an excellent way for you and maybe friends and family to take a holiday when you want. For some it is also a way of earning extra cash by renting it out when you are not using it. In order to protect your caravan it is essential to take out static caravans insurance and there are many benefits to taking out the cover.

To begin with and the shell of your static caravan may typically be insured in your policy for damage caused by storm. This may include any aerials ON the caravan and it may also expand to a patio and fencing around the caravan but you do need to check with the insurance provider. You may also want to check to find out if your insurance covers accidental damage or vandalism to the exterior of the caravan.

If your static caravan was to become damaged to the point where you were unable to live in it then your policy may pay out towards a stay in alternative accommodation whilst it was being repaired. In the event that you were to have to re-site your caravan, the policy generally pays towards the cost and which may also include the cost of removing any debris from the present site.

You may want to check that the policy pays out new for old ON your caravan providing it is under a certain age. This means that if your caravan is destroyed you may be able to claim a brand new static caravan.

When you are not using your static caravan you may choose to rent it out. If you rely ON your rental income from the caravan and you may want to check that any static caravans insurance typically covers a loss of rental income. You are then able to claim ON the policy in the event that you were unable to rent the caravan out whilst repairs were being made to it. You may also want to ensure that you have liability insurance for the public in your policy. Liability insurance typically protects you against a claim being made against you if someone were to get hurt whilst staying in your caravan.