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Long Term Care Articles

If you think long-term care insurance is solely for the terminally and frequently sick, think again. Long-term care insurance is for individuals who are unable to perform the simplest activities of daily living, or ADLs. These ADLs include dressing, walking, moving about, bathing, and even eating. How long a term is long-term? In some instances, it may not be that long at all. It may be anywhere from a few weeks to a few months and may be required for a variety of causes, such as recovery from surgery, accident, or an illness. The articles in this section cover a wide range of topics relating to long-term insurance from terms of coverage, eligibility policies, types of plan, and the like.
Displaying 11-16 of 16 result(s).

Posted by Ian Mackie. Published on Apr 09, 2009
Time is not on your side when it comes to long term care. Unless you've discovered the fountain of youth, your health is most likely going to deteriorate as you age. So why wait to better understand long term care insurance?
Posted by Dane Petchul. Published on Feb 16, 2009
Underwriting as it relates to insurance is evaluating the risk and exposures of potential clients. The underwriters decide how much coverage the client should receive, how much they should pay for it, or whether even to accept the risk and insure them. Essentially, underwriting is the acceptance of risk in return for payment. This is the reason that your good health buys your policy. Without reasonably good health, purchasing a long-term care policy is not possible.
Posted by Vernon L Williams. Published on Jan 11, 2009
Most people agree that it is important to have long term care insurance to protect their assets. The challenge is to find coverage that fits within the family budget. This tips will enable you to find the right coverage at an affordable price.
Posted by Jesse Slome. Published on Dec 23, 2008
Want some simple ways to get qualified long-term care insurance prospects. Here are proven tips shared by the Editor in Chief of LTCi Sales Strategies magazine, the member magazine from the American Association for Long-Term Care Insurance.
Posted by Mark Anthony Taylor. Published on Dec 03, 2008
If you are contemplating placing a relative (or friend) in a care home, you are probably feeling emotionally drained right now. The process of finding a suitable care home and sorting out the legislation, not to mention helping your loved one come to terms with the significant changes to their lifestyle can be extremely hard.
Posted by Pauline Go. Published on Nov 12, 2008
A long term care insurance is a necessity because you do not know what the golden years have in store for you. When scouting for a long term care insurance policy always opt for a company that has been around. This is a clear indication that the company is stable and is not a fly-by-night operator who will run away with your premium payments.