Often, when purchasing a policy or shopping around for one, you are told to read the fine print before committing to a plan. This is sound advice. Insurance policies are naturally complex, and many policyholders find it difficult to understand the extent of their coverage and payment terms. Insurance may be purchases through brokers or agents and marketers. A broker represents the buyer and in such capacity, he counsels the client on policy limitations and coverage terms. In contrast, insurance agents and marketers work for an insurance company. There are many types of insurance, and each one is tailored to fit specific needs. The articles in this section are all about insurance agents and marketers.